User Tag List

Thanks Thanks:  0
Likes Likes:  0
Page 2 of 2 FirstFirst 12
Results 11 to 13 of 13

Thread: High Insurance

  1. #11
    Site Sponsor ACDW-Ottawa's Avatar
    Join Date
    Oct 2013
    Location
    Ottawa, Canada
    Posts
    324
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Mine is also about $1,000 / year through Wayfarer Insurance (underwritten by AVIVA). Its insured as a house and a vehicle because that's what an RV is .

    Full replacement cost (1st - 5yrs). Dollar Amount paid (next 3 or 5 years (I forgot which)). Covered perils for RV and contents from damages such as weather and accidents (had a roof replaced under the insure in riot years due to a rip). Theft of contents )like a house). Repairs due to accidents just like a vehicle. There is a deductible that varies with incident. I merged my vehicles and house to maximize discounts.

    Its only $83/month - LESS than the cost to fill my truck with diesel
    Aaron & Donna
    2014 Solitude 369RLS #1067
    2010 Dodge RAM 3500 SLT Mega-Cab 4x4 SRW 6.7L Cummins Diesel
    AMP Power Step Running Boards, Bed Step, & Bed Step2; Garmin RV760 GPS & EEZRV TPMS; Truck Covers USA Roll Cover
    Firestone Rear Air Suspension System, on-board compressor with 5 Gallon tank and Air port; Hijacker 16K Ultra Slider 5th Wheel Hitch, Dee Zee Truck Tailgate Assist; DU-HA Humpstor Truck Bed Storage Box; Voyager Rear Back Up Camera System
    YAKUPSŪ Vertical Kayak Rack and Custom Lippert 2" Receiver; Sailun S637ST tires; WeBoost Cell Phone Booster.

  2. #12
    Site Sponsor Justaguy's Avatar
    Join Date
    Jan 2014
    Location
    Arlington, TX
    Posts
    317
    Blog Entries
    15
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Sandi View Post
    We just got the insurance bill on our 369RL and about had a heart attack! We have all of our insurance with one company so we just called and told them what we bought. They didn't give us the cost at that time. It is almost $950.00 a year to insure! That's more then my Lexus! Just wondering what the rest of you are paying and with what company. We will have to do some shopping around!!

    Sandi, et al,

    Shop around...that sounds awful high.. our RV insurance (USAA) is less than a 1/3 of your quote --$500 deductible tho, parked in a secured, monitored and covered RV lot. Probably after I get done paying RV storage fees it is a wash.

    Below is Consumer Reports ratings of insurance companies. (90,000 responses - 100 pts )


    Amica
    94

    USAA
    92

    Auto-Owners
    89

    Erie
    87

    Nationwide
    84

    Metlife
    83

    Hartford
    83

    State Farm
    82

    Travelers
    80

    Liberty Mutual
    80

    California State Auto Group
    79

    American Family
    79

    Farmers
    78

    Allstate
    77
    Dean and Cindy
    2014 337 RLS
    Firestone Ride - Rite Airbags
    Ford F-250 6.7 Diesel

  3. #13
    Harlech
    Guest
    Mine is $1100 a year but that's for the fulltime rate with agreed value.

Page 2 of 2 FirstFirst 12

Similar Threads

  1. Insurance question?
    By mandolin57 in forum General Discussion
    Replies: 0
    Last Post: 09-02-2014, 06:39 PM
  2. What to do about Insurance?
    By mageorge in forum Welcome Mat | New Member Introductions
    Replies: 16
    Last Post: 07-12-2014, 03:45 AM
  3. Whole Sale Value- Insurance purposes
    By BennyJR in forum General Discussion
    Replies: 7
    Last Post: 02-24-2014, 04:39 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

DISCLAIMER:This website is not affiliated with or endorsed by Grand Design RV, LLC or any of its affiliates. This is an independent site.