Domicile in tennessee

[chap442]

We are also interested in TN as a domicile. Plan to retire in a couple of years- We looked at Texas but auto insurance and health insurance is higher than Tn. Plus texas requires the special CDL RV license for those who pull Rv topping legal weights

[Second Chance]

We are also interested in TN as a domicile. Plan to retire in a couple of years- We looked at Texas but auto insurance and health insurance is higher than Tn. Plus texas requires the special CDL RV license for those who pull Rv topping legal weights

Texas does not require a "CDL." It is a Non-Commercial Class A or B exempt. Way different. Also, Tennessee has the highest sales taxes we've encountered anywhere in the country. TN has a personal income tax where TX does not. Finally, once you pay sales tax on your RV or motor vehicles in Texas, there are no annual ad valorem taxes on them - just very reasonable registration renewal fees (which you can do from anywhere in the country on-line). Our auto insurance (USAA) is no higher in Texas than anywhere else I was stationed in the Army - it all depends on the ZIP code.

Rob

[[email protected]]

One of the secrets to using a UPS store for insurance and banking is to NOT use one that has an address line "something something something #x PMB y". PMB is an automatic fail, Anything after the first "#" is an automatic fail.

If your address is "something something something # x", that looks like an apartment and will more often than not pass bank and other scrutiny. You can also substitute "Apt" or "Unit" or even "Spc" for the "#" and the mail will arrive correctly.

Let me give you an example.

There is a UPS store in Salt Lake City that is "xxxx South xxxx East". Your mailbox address if you use it is "xxxx South xxxx East #yyy ". That passes. It works for insurance, banking, etc. It shows up on most services as an apartment building.

There is a UPS store in another city that has an address of "xxx North xxx West #1 ". Your address becomes "xxx North xxx West #1 PMB yyy". That fails the test. Some folks have tried "xxx North xxx West #1 and on the next line "# yyy" or Apt. yyy". That also fails.

It's not guaranteed every time, but I have seen this myself and others have reported it too.

[Second Chance]

One of the secrets to using a UPS store for insurance and banking is to NOT use one that has an address line "something something something #x PMB y". PMB is an automatic fail, Anything after the first "#" is an automatic fail.

If your address is "something something something # x", that looks like an apartment and will more often than not pass bank and other scrutiny. You can also substitute "Apt" or "Unit" or even "Spc" for the "#" and the mail will arrive correctly.

Let me give you an example.

There is a UPS store in Salt Lake City that is "xxxx South xxxx East". Your mailbox address if you use it is "xxxx South xxxx East #yyy ". That passes. It works for insurance, banking, etc. It shows up on most services as an apartment building.

There is a UPS store in another city that has an address of "xxx North xxx West #1 ". Your address becomes "xxx North xxx West #1 PMB yyy". That fails the test. Some folks have tried "xxx North xxx West #1 and on the next line "# yyy" or Apt. yyy". That also fails.

It's not guaranteed every time, but I have seen this myself and others have reported it too.

Hmmm... our Escapees mail service address is [street number/street name], #[PMB number], city, state, ZIP. USAA doesn't have a problem with it for banking nor insurance, the IRS doesn't have a problem with it, Essex Credit & Bank of the West didn't have a problem with it this winter when we applied for an RV loan, TSA lets us fly using that address and, almost two years ago we applied for TSA Pre with that background check (including passports, etc.) and all that entails. My wife's took a few weeks longer to come back than mine did - but she has both Argentine and US State Department birth certificates. So, I don't know where you get your "automatic fail" from.

Rob

[[email protected]]

I don't know where you get your "automatic fail" from.

Rob

It's part of "reading for comprehension". The first sentence of my post...

"One of the secrets to using a UPS store..."

You are using Escapees. They are not a UPS store. I will ask, does your address on your DL say "PMB" anywhere, or just "#xxx"?

[Second Chance]

It's part of "reading for comprehension". The first sentence of my post...

"One of the secrets to using a UPS store..."

You are using Escapees. They are not a UPS store. I will ask, does your address on your DL say "PMB" anywhere, or just "#xxx"?

That's a condescending and insulting response. To quote you: "...Anything after the first "#" is an automatic fail." I didn't earn two graduate degrees not knowing how to read.

Rob

[chemist308]

This thread gave me something to think about. I never really considered Tennessee, but they don't have state income tax. That could be a HUGE plus, considering I owe my current home state about $3000... Question is, will Tennessee tax your RV and cars?

[Second Chance]

This thread gave me something to think about. I never really considered Tennessee, but they don't have state income tax. That could be a HUGE plus, considering I owe my current home state about $3000... Question is, will Tennessee tax your RV and cars?

Apparently not: https://www.kiplinger.com/tool/retir...tate=Tennessee

There's more to selecting a domicile state for full-timing than taxes, though...

Rob

[GoN4it]

Apparently not: https://www.kiplinger.com/tool/retir...tate=Tennessee

There's more to selecting a domicile state for full-timing than taxes, though...

Rob

I left in May so I got the rest of the year to think about tax’s. But I think the tax on vehicles is in the tag. My RV tag is about $70 a year and truck is $106 but thats an F-tag (fighter) and have to show up in person to get that one
We’ll see at year end
Otto

[John303]

I left in May so I got the rest of the year to think about tax’s. But I think the tax on vehicles is in the tag. My RV tag is about $70 a year and truck is $106 but thats an F-tag (fighter) and have to show up in person to get that one
We’ll see at year end
Otto

So how did this all shake out using TN as a domicile? We have plans to relocate to TN (from WI) in Mar/Apr next year, living in our 303 for a few months until a house is built.