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Thread: Extended Warranty/Insurance policies

  1. #1
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    Extended Warranty/Insurance policies

    Hello,
    Was just on an RV web site Road Less Travelled and I came upon a discussion about extended Warranty/ insurance. Our mfg. warranty expires in June and was considering the purchase of extended coverage. I declined the RV dealerships offer of $6-8K for a five year plan. The authors of the web site mentioned a company out of San Diego named Wholesale Warranties. They also discussed some of the differences between a “standard” and “exclusion” plan. I am curious if anyone has dealt with this company or has any recommendations for aftermarket plans. I anxiously await any and all responses!!
    Last edited by Koda61; 03-08-2021 at 03:02 PM. Reason: Typo
    Annie n Leo
    UPSTATE, NY
    2020 S-Class 3350
    2020 GMC SIERRA DENALI 3500 CC Shortbox SRW 4x4, 6.6L DURAMAX/Allison 10 speed 3.42 gears


  2. #2
    Site Sponsor
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    If you are spending $1000 a year on repairs, something is seriously wrong. A tube of sealant, some Eternabond and a couple of screws and light bulbs is a normal year. $6-$8K for 5 years is insane.
    John & Kathy
    2014 F250 Lariat FX4 6.2L SBCC
    2014 Reflection 303RLS
    SW Indiana

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    Site Sponsor NB Canada's Avatar
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    Save your money Put it away and use it when you need it
    Most repairs are not that expensive


    2021 Imagine 2400 BH
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    Paid my dues 😁 FT4NOW's Avatar
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    If you read their other articles from that blog they are very biased towards whatever product they are talking about, most likely due to affiliation. They even said how great Camping World was for a fridge replacement .

    I would also save your $$$ as mentioned above, extended warranties are more like insurance policies than anything else, some will use it, most wont, the company is in the business of making money, not handing it out.

    Sent from my SM-G950U using Tapatalk
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    Site Sponsor mnrover's Avatar
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    I bought a plan from Wholesale Warranties for a new 2600RB for 7 years at $2,100 with a $200 deductible. So $300 a year sounded good and they let you do your own maintenance, but you have to keep receipts and record everything. That was a month ago. Now I have been rethinking that decision and they give 60 days and you can cancel with a full refund.
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    Site Sponsor RV Sailor's Avatar
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    Quote Originally Posted by Koda61 View Post
    Hello,
    Was just on an RV web site Road Less Travelled and I came upon a discussion about extended Warranty/ insurance. Our mfg. warranty expires in June and was considering the purchase of extended coverage. I declined the RV dealerships offer of $6-8K for a five year plan. The authors of the web site mentioned a company out of San Diego named Wholesale Warranties. They also discussed some of the differences between a “standard” and “exclusion” plan. I am curious if anyone has dealt with this company or has any recommendations for aftermarket plans. I anxiously await any and all responses!!
    6-8 K for the warranty....that’s insane
    Donna and Dave
    Annapolis, Maryland
    2021 Grand Design Imagine 2500RL / Dodge Ram Longhorn 2500 6.4 Hemi
    350 W Newapower Solar: 3000 Victron Inverter/ Charger: Firefly Oasis carbon foam AGM

  7. #7
    Setting Up Camp
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    Agreed and that is precisely why we declined! I guess they figure a sucker comes along every day.
    Annie n Leo
    UPSTATE, NY
    2020 S-Class 3350
    2020 GMC SIERRA DENALI 3500 CC Shortbox SRW 4x4, 6.6L DURAMAX/Allison 10 speed 3.42 gears


  8. #8
    Setting Up Camp
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    Thank you for responding. Since you are reconsidering Wholesale, I believe I am going just put some money aside in a rainy day fund and use it for repairs as they come along. Interestingly they offered us a 5 year for approx. the same price.
    Annie n Leo
    UPSTATE, NY
    2020 S-Class 3350
    2020 GMC SIERRA DENALI 3500 CC Shortbox SRW 4x4, 6.6L DURAMAX/Allison 10 speed 3.42 gears


  9. #9
    Setting Up Camp
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    Yes, when I looked at some of there other articles as you did it became evidently apparent that they are sponsored or have some sort of affliction with the various companies. Thank you for your valued input.
    Annie n Leo
    UPSTATE, NY
    2020 S-Class 3350
    2020 GMC SIERRA DENALI 3500 CC Shortbox SRW 4x4, 6.6L DURAMAX/Allison 10 speed 3.42 gears


  10. #10
    Site Team Second Chance's Avatar
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    It looks like you've figured it out, but here's my two cents worth: My wife found a very good description of extended service plans a while back (they are not warranties, but rather insurance policies with lots of fine print). They are another form of legalized gambling. The company is betting that nothing breaks that would cause them to pay out more than you paid for the policy; you're betting it will. As in all forms of legalized gambling, the house usually wins. Otherwise, these companies wouldn't be in business or make a profit. We prefer to set money aside regularly (earning interest) and pay for repairs as they come up.

    Rob
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    2012 F350 DRW CC LB Lariat PS 6.7
    2020 Solitude 310GK-R, MORryde IS, disc brakes,
    Sailun LRG tires, solar, DP windows, W/D
    (Previously in a Reflection 337RLS)
    Full time since 08/2015

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