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  1. #1
    Seasoned Camper
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    Question Real world experience with USAA?

    I currently have my trailer insured with USAA. When I asked what I thought would be all the right questions the rep gave answers that satisfied me. However I'm wondering if anyone has any real world experience with USAA trailer roadside assistance and/or damage coverage.
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  2. #2
    Site Sponsor Txfivver's Avatar
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    Quote Originally Posted by GaryS1964 View Post
    I currently have my trailer insured with USAA. When I asked what I thought would be all the right questions the rep gave answers that satisfied me. However I'm wondering if anyone has any real world experience with USAA trailer roadside assistance and/or damage coverage.
    I've been with them 41 years now. In all that time I've only had 2 minor claims on my auto policy and they paid like a slot machine. I don't have their roadside assistance but I am confident that if you ever have a claim you'll be satisfied with them.
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  3. #3
    Site Sponsor
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    I have also been with USAA for more than 40 years and they are a great company, but you need to be aware that they do not do RV insurance. They sub that out to Progessive insurance. You get a discount that progressive gives to all USAA members. I am not saying that Progressive is not a good company, I believe it actually shows that progressive is pretty good since USAA is willing to sub contract to them.
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  4. #4
    Seasoned Camper
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    Quote Originally Posted by Txfivver View Post
    I've been with them 41 years now. In all that time I've only had 2 minor claims on my auto policy and they paid like a slot machine. I don't have their roadside assistance but I am confident that if you ever have a claim you'll be satisfied with them.
    I've been with them for over 50 years and always had good service. But I'm wondering specifically about how they handle RV problems. I'm tempted to go with a RV specific company that will make sure my RV gets home if I'm incapacitated or we get home if the RV will be several weeks in a repair shop. RV specific companies offer this but I don't think USAA does so I was hoping to hear from someone who had actual experience with how USAA handles problems with the RV and what other services they might provide like getting us back home in the event of an accident or getting the RV back home if I can't.
    2021 Imagine XLS 17MKE
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  5. #5
    Seasoned Camper
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    Quote Originally Posted by Mwestall View Post
    I have also been with USAA for more than 40 years and they are a great company, but you need to be aware that they do not do RV insurance. They sub that out to Progessive insurance. You get a discount that progressive gives to all USAA members. I am not saying that Progressive is not a good company, I believe it actually shows that progressive is pretty good since USAA is willing to sub contract to them.
    I noticed that when I added my trailer to my policy. Sort of forgot about but now it makes me want even more to take a serious look at RV specific companies.
    2021 Imagine XLS 17MKE
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  6. #6
    Site Sponsor GeoffnCheri's Avatar
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    Been with them for 38 years. No issues. We have used roadside assistance in the past for car/truck.

    USAA does insure TT and 5th wheels.
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  7. #7
    Paid my dues 😁 FT4NOW's Avatar
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    I had USAA on a TT when someone broke into it. The claims process was easy and they paid without issue. I was also involved in a hit and run on a vehicle and they were pleasant to work with. I currently have GEICO on my camper and vehicles, better rates, but I still use USAA for my banking needs.

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  8. #8
    Setting Up Camp
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    I have had USAA since I started driving. Home and auto. Had 3 RVs insured with Progressive through them. The first one, an Airstream, was totaled by hail less than 6 months after we got. Claim was settled quickly without question. Iíve also had motorcycle insurance through them. I donít think you can find better. At least I havenít.


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  9. #9
    Site Team WhittleBurner's Avatar
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    We got aquote in on auto insurance. They farm it out to Progressive. Our current Progressive policy was less cost than the USAA quote. They did give agood homeowners quote though
    Marcy & Gary
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  10. #10
    Fireside Member
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    I have had USAA for nearly 40 years. For the most part they are a top notch insurance company however I did have an issue with a claim on my Toyota Tundra but they eventually came through. Their motorcycle and trailer insurance is actually through Progressive. I found it cheaper to go directly through Progressive and have had nothing but excellent service with them.
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