Estimate Monthly Payments for 2023 Reflection 315rlts TT

**ruffeo324** · 02-27-2023, 10:13 AM

I want to be prepared for the talk with the sales department. Is it possible to have a payment of around $480 after tax and title, fees, and warranty? The load should be 240 months at around 8%. I appreciate anyone sharing whatever they feel comfortable with.

Thanks for your input.

**NB Canada** · 02-27-2023, 11:12 AM

I would base your negotiating on final price not payments

**FT4NOW** · 02-27-2023, 11:13 AM

You are a salesman's dream customer if you go in saying I want to pay this much per month.

You should work on getting the best out the door price, including tax, etc. Contact multiple dealers and see who gives you the best price.

Shop online for ideas on interest rates, bank of the west is a good one for RV loans. You can find an auto loan calculator online and input the terms to see the payment.

**ruffeo324** · 02-27-2023, 11:35 AM

Ok, so for the price do you think I can get 30% off MSRP?

**kb0zke** · 02-27-2023, 11:36 AM

$57,000 at 8% for 240 months comes to $476.77. The answer to your question, therefore, is "Yes." Of course, you knew that going into the discussion. Now all you have to do is get the amount you are going to finance to $57,000.

In order to get 30% off the MSRP you have to know what the MSRP is. Many times that is a number that is made up in the dealership.

**ruffeo324** · 02-27-2023, 11:44 AM

I'm actually wondering what others paid, so I'll know what is possible. MSRP is 81k.

**NB Canada** · 02-27-2023, 11:45 AM

Originally Posted by ruffeo324

Ok, so for the price do you think I can get 30% off MSRP?

Use the internet and your phone and research

The great thing is you can travel anywhere to get the trailer. Find your best deal

**huntr70** · 02-27-2023, 12:02 PM

Too many variables. What is your sales tax rate? Reg fees? Plating fees?

Amount of down money?

**ruffeo324** · 02-27-2023, 12:16 PM

This is what I'm hoping is possible for a 2023.

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**COGrandDes** · 02-27-2023, 12:46 PM

Originally Posted by FT4NOW

You are a salesman's dream customer if you go in saying I want to pay this much per month.

You should work on getting the best out the door price, including tax, etc. Contact multiple dealers and see who gives you the best price.

Shop online for ideas on interest rates, bank of the west is a good one for RV loans. You can find an auto loan calculator online and input the terms to see the payment.

Agree----always negotiate final price---not price per month!!!!!