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  1. #1
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    Insurance on 2600RB Seems High

    I don't have any specifics yet but my agent Liberty Mutual want $1,860/yr to insure our new camper. I sent an email asking for a binder to just pull it off the lot. We have our two vehicles and home with them. Does that seem high for 100 miles north of Galveston Texas in Montgomery county. $250 deductible

  2. #2
    Site Team Second Chance's Avatar
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    There are so many variables involved it's hard to discuss this topic accurately. We are with USAA (auto, renters, umbrella) and the premiums for our 2020 Solitude 310GK-R are $658/year including roadside assistance (labor & towing). I'm over 65 and have been with USAA for about 40 years. This is for Polk County, TX (Livingston) with a $250 deductible. Being on the coast will increase premiums due to the risk of hurricanes, as will your driving record, age, and history with the company.

    Rob
    U.S. Army Retired
    2012 F350 DRW CC LB Lariat PS 6.7
    2020 Solitude 310GK-R, MORryde IS, disc brakes,
    Sailun LRG tires, solar, DP windows, W/D
    (Previously in a Reflection 337RLS)
    Full time since 08/2015

  3. #3
    Site Sponsor ManageIT's Avatar
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    I'll chime in...2021 Solitude S-class 3550BH. 50yrs old, good driving record. House and three vehicles also with the company. Shelter Insurance $643.84/year with $1,000 deductible.
    2016 Ford F350 DRW King Ranch
    2021 Grand Design Solitude S-Class 3550BH

    Camp Sites - https://www.google.com/maps/d/edit?m...fw&usp=sharing


  4. #4
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    We are with state farm,desjardins in canada now,we pay about $600.00 a year .We are over 65 .That includes insurance and caa rv coverage.
    2016 Reflection 303 rls
    Chevrolet 2500 hd,Duramax-Allison

  5. #5
    Fireside Member
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    Progressive wanted $950/year for my Momentum 21g last year when I bought it. I called and it turns out they were adding to the price due to an accident that was not my fault. Got a new quote at $620/year, more in line with my guestimate. Good luck!
    2022 Momentum 21G
    300ah LiFePo4, 525 watt solar
    2015 Ram 1500 5.7 Hemi

  6. #6
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    Well, it turns out I was reading the wrong column in the PDF on my Android (70yo vision) LOL. The $1860/yr includes the new camper, 2021 Aviator, and a 2016 Mini Cooper. The insurance add on for the 2600RB is $29/mo - $5,000 contents, $250 deductible and actual cash value. Much better than I expected. Me bad!

  7. #7
    Site Sponsor Casa_Woody's Avatar
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    Quote Originally Posted by Second Chance View Post
    There are so many variables involved it's hard to discuss this topic accurately. We are with USAA (auto, renters, umbrella) and the premiums for our 2020 Solitude 310GK-R are $658/year including roadside assistance (labor & towing). I'm over 65 and have been with USAA for about 40 years. This is for Polk County, TX (Livingston) with a $250 deductible. Being on the coast will increase premiums due to the risk of hurricanes, as will your driving record, age, and history with the company.

    Rob
    Rob.....I just moved to Texas. I'm using USAA as well, but the RV is under Progressive (annotateded with USAA). Just got quoted $2000 for a year. My Washington quote was $600. Is your policy directly with USAA or is it Progressive??
    Ken & Tammy
    Union Valley, TX
    2021 GD Reflection 303RLS 5th Wheel
    2019 Ram 2500 6.7L Cummins 4x4

  8. #8
    Site Team Second Chance's Avatar
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    Quote Originally Posted by Casa_Woody View Post
    Rob.....I just moved to Texas. I'm using USAA as well, but the RV is under Progressive (annotateded with USAA). Just got quoted $2000 for a year. My Washington quote was $600. Is your policy directly with USAA or is it Progressive??
    It's "directly" with USAA - Progressive is not involved.

    Rob
    U.S. Army Retired
    2012 F350 DRW CC LB Lariat PS 6.7
    2020 Solitude 310GK-R, MORryde IS, disc brakes,
    Sailun LRG tires, solar, DP windows, W/D
    (Previously in a Reflection 337RLS)
    Full time since 08/2015

  9. #9
    Site Sponsor Casa_Woody's Avatar
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    Thanks Rob. Calling USAA in the morning.
    Ken & Tammy
    Union Valley, TX
    2021 GD Reflection 303RLS 5th Wheel
    2019 Ram 2500 6.7L Cummins 4x4

  10. #10
    Setting Up Camp oskur d's Avatar
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    I pay $237/yr to State Farm with $1000 deductible. Seems reasonable.
    2021 Solitude 310GK-R, FBP, MORryde IS w/disc brakes, solar
    2019 F350 Lariat 4WD LB SRW Powerstroke, Carli PinTop suspension, Firestone airbags, Hensley BD5
    1952 Chevy Styleline Deluxe 2 door Sport Coupe, (body off resto) original 216 Stovebolt (a whopping 95 hp)

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