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Thread: My CAT Scale Results
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04-27-2023, 08:21 PM #31
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Totally agree. With post 28. It gives the insurance company an out, quite serious if it’s your fault and liability is involved.
2016 3500 Duramax/ Full delete
2019 GD Solitude 310GK
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04-27-2023, 08:31 PM #32
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I don't believe an insurance company has the right to just "walk away" because you did something reckless or dangerous, or even stupid or _______ (fill in the blank. What they DO have the right to do, is to cancel you and or not renew you afterwards. Then, after being dropped by an insurance company, the battle begins.....for you to find someone that WILL insure you, without donating an arm and a leg, or your oldest child. Can anyone say HIGH RISK INSURANCE Payments?
The second issue could be a civil suit brought against you for knowingly driving/towing overloaded, especially if an accident was a serious one or heaven forbid, a fatality accident. Civil suits and hungry lawyers go hand in hand, and realistically, pretty much anyone can be sued by anyone. There are lawyers that specialize in these types of lawsuits, and even if you are not proven guilty of negligence, recklessness, knowingly and willingly driving overloaded, it's going to cost you some serious money to avoid a civil suit judgement against you. And if you are found guilty, say goodbye to everything you own and have worked for. On the other hand, if you are towing within all the limits of the truck and trailer, as stated by the respective manufacturers, you will likely stand a much better chance of a non judgement, at least in my opinion. Every single truck manufacturer will clearly state in the owner's manual to NEVER exceed the listed capacity ratings for the vehicle. That would include the Payload, the GVWR, GCVWR, FAWR, RAWR, Tire load capacity, etc. If you are in spec of their published ratings, I think it would a lot easier to prove that it was just an accident and not something that you chose to totally disregard the manufacturer's published numbers and capacity ratings. YMMV, so this is just some stuff to think about........or not, but personally, I chose to stay within the listed ratings for my truck and trailer.....why make it easier for them to win a case against you if you are ever involved in a serious accident!2016 F350 CrewCab Dually
2018 Momentum 394M...Heavily Modded!
2023 Suzuki GSX-S1000 GT+
Excessive Payload is a Wonderful Thing
"If it ain't fast....It ain't Fun"
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04-28-2023, 08:15 AM #33
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Some quick fact regarding a Ram 2500, 4x4, Quad Cab, Long Bed, Diesel VS the equivalent Ram 3500 SRW:
- same front end components, axle shafts,, axle tubes, brakes rotors, calipers, hubs, bearings, steering linkages.
- same tires/rim packages available on both vehicles
- same engine, transmission, transfer case, drive shafts (front/rear)
- same rear carrier housing, ring/pinion options, carriers, carrier bearings
- same rear axle shafts, rear hubs, bearings, brake rotors, calipers
Differences:
- frame supports for coil springs vs leaf springs. Structurally the same frame design.
- axle tubes: supports for coil springs vs leaf springs
- badging: 2500 vs 3500
- yellow sticker in door: GVWR 10,000lbs vs 12,000lbs (An additional 2000lbs of payload due to the springs)
The real reason the 2500 in rated at 10,000lbs is based on Combined Federal Regulation (CFR) 49.
This states that vehicle under 10,001 lbs are not required to register as commercial vehicles, unless the combined GVWR of the vehicle and towed vehicle (if there is one) exceeds 10,000lbs.
So land landscapers “conducting commerce” in an F150 (GVWR 7500lbs) towing a single axle trailer (GVWR of 5,000lbs) are exceeding the 10,000lb requirement and should be registered as commercial vehicles. Most of them are not.
You need to do what is safe based on the vehicles design. An F150 hauling my camper would be unsafe. The frame, axles, brakes, etc. are not up to the task. The load would most likely damage the vehicle and create an unsafe condition.
I exceed my 10,000lb GVWR by about 1200lbs and have absolutely no issue with it. I believe I have 800lbs to spare. I treat my truck as a 3500 SRW with a 12,000lb GVWR. When I lived in WA State the vehicle was even registered at 12,000lbs. Just pay the extra fees.Ken & Tammy
Union Valley, TX
2021 GD Reflection 303RLS 5th Wheel
2019 Ram 2500 6.7L Cummins 4x4
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04-28-2023, 08:22 AM #34
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04-28-2023, 08:42 AM #35
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Unfortunately it all comes down to common sense. And that is based on one persons opinion vs anothers.
You can strap a king size mattress to the top of a Smart Car and drive down the road. As long as it does not fly off, what regulations have you broken? Doing so does not pass my common sense test but will pass many others.
I run my truck well over the listed GVWR. For my truck, it passes my common sense test. Many other may look at it and say I'm nuts for doing so. Again...opinons.
Speed limits while towing....I drive 65 Max. Others well over the posted speed limit.
Bottom line: Let's all be safe so we can enjoy a cold beverage of choice at our final destination.Ken & Tammy
Union Valley, TX
2021 GD Reflection 303RLS 5th Wheel
2019 Ram 2500 6.7L Cummins 4x4
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04-28-2023, 08:54 AM #36
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Ken & Tammy
Union Valley, TX
2021 GD Reflection 303RLS 5th Wheel
2019 Ram 2500 6.7L Cummins 4x4
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05-03-2023, 04:10 PM #37
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It is really all about safety. I had an F250 short bed diesel and with my 2020 260RD fifth wheel, I would be overweight once my wife and other items were added to the RV, etc. I moved to a F350 dually long bed and the feeling of the drive was significantly better. My brother once said that when you are overweight and traveling at 65 miles per hour and blow a tire, will the truck maintain control or will the trailer take over control. Simply a safety issue that I respect. I want my truck level when the RV is attached and I want it to take control in an emergency situation. My F250 would not have provided that, just my opinion. But I'd rather be safe than sorry.
Terry and Elizabeth
2020 Reflection 260RD Using Anderson Hitch
2020 F350 SuperDuty Diesel Crew Dually Long Bed
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05-03-2023, 05:54 PM #38
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If all of your numbers in your sheet are correct, it doesn't look like you are over the axle ratings for your truck.
I had an F250 diesel short bed and towed a 12000 lb 5th wheel. 2340 or so payload for the truck. I was 600 lbs over axle rating, which rating was very similar to yours if I remember correctly. I researched the numbers for the axle Ford was using and was loaded to about 2/3 of the axle rating. The factory payload sticker was based on 70 psi tire pressure (I believe). The tires were rated 3750 per tire @ 80 psi. I was good there at 80 psi. You need to check the tire load tables for your situation. My 250 pulled and stopped fine, but I was always nervous about payload when towing. I am not justifying towing overloaded, just relating my personal experience.
We ended up trading on a Solitude and a 350 dually. Solitudes are solidly in dually territory IMO.
You are probably marginally OK with the 2500, but still technically overloaded.
You don't need a dually with your current rig, but you should consider one if a Solitude is in your future.
Good luck!
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05-03-2023, 07:20 PM #39
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I am trying desperately to understand this post as I plan on doing the same with my truck and trailer soon, weighing them that is. I get the point of weighing both, then the truck by itself. What I don’t understand is how do you figure out the weight of your cargo, if you’re trying to get accurate numbers. I am assuming to get a true truck weight with a full load of fuel would be to empty everything else out of it and weigh it that way??
So confused!!
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05-03-2023, 07:29 PM #40
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The way I did it was weigh the truck and trailer right after we picked it up so I would know the weight of the trailer before we've loaded it up with "stuff". After that any weight gain was stuff we've loaded. And actually I've never been too concerned with what's loaded. We're overloaded on the trailer GVWR, but not all that much so I don't worry about it.
Howard and Peggy
2019 Momentum 351M, and 2018 RAM Cummins dually 6-speed.
His: 1999 Honda Interceptor
Hers: 2013 Spyder ST-S
Stupid question, do I need to...
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