Well, I am embarrassed to say this.....

MikenKerri

Member
Joined
Sep 16, 2013
Messages
22
I blew out my back right window of the truck. Long story, but a bad decision on my part, and it happened. I knew it couldnt happen in normal maneuvering, but I got into a bad place of uneven ground and tight turns. Suffice to say, i need to get it fixed and I asking for experience from those that have done it on how to make the insurance claim. Is it a collision claim? or comprehensive claim? Seems to me the trailer collided with the truck? Thoughts?

Mike
 
I blew out my back right window of the truck. Long story, but a bad decision on my part, and it happened. I knew it couldnt happen in normal maneuvering, but I got into a bad place of uneven ground and tight turns. Suffice to say, i need to get it fixed and I asking for experience from those that have done it on how to make the insurance claim. Is it a collision claim? or comprehensive claim? Seems to me the trailer collided with the truck? Thoughts?

Mike

First, sorry to hear you had that happen. I had that happen to me many years ago for a different reason. If you plan to do this through insurance, just call them and tell them what happened, they will help you and setup the claim.

We have Geico and love it, most transactions are right through the app, and some follow ups through phone.

Bill
 
Not sure what kind of policy deductible you have. We need to replace a front windshield. The $500 deductible made paying for the windshield out of pocket, $325, the only choice. It seems that the days of a $50 deductible on glass are a thing of the past.
 
I blew out my back right window of the truck. Long story, but a bad decision on my part, and it happened. I knew it couldnt happen in normal maneuvering, but I got into a bad place of uneven ground and tight turns. Suffice to say, i need to get it fixed and I asking for experience from those that have done it on how to make the insurance claim. Is it a collision claim? or comprehensive claim? Seems to me the trailer collided with the truck? Thoughts?

Mike

Don’t feel embarrassed. I joined the same club about 2 years ago.

It’s a collision claim. It will likely cost close to or less than your deductible. I paid a $571 at Safelite for my Ford F-350 rear window with electric sliding window. They used OEM glass.
 
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Don’t feel embarrassed. I joined the same club about 2 years ago.

It’s a collision claim. It will likely cost close to or less than your deductible. I paid a $571 at Safelite for my Ford F-350 rear window with electric sliding window. They used OEM glass.

Hmm. They never used OEM on my vehicles. Always cheap china stuff that pits and cracks easily.
Rich
 
Hmm. They never used OEM on my vehicles. Always cheap china stuff that pits and cracks easily.
Rich

At the time there was no aftermarket glass for the rear sliding window on my truck. The only option was OEM. Being that it wasn’t an insurance claim I would have refused aftermarket if was offered.

Once when my Nissan 300zx needed a passenger window State Farm paid for after market glass. The installer couldn’t get it to fit properly. Only then did State Farm approve OEM Nissan glass.
 
Not sure what kind of policy deductible you have. We need to replace a front windshield. The $500 deductible made paying for the windshield out of pocket, $325, the only choice. It seems that the days of a $50 deductible on glass are a thing of the past.

USAA still has the $50 deductible on windshields - which is a good thing since we had to have the windshield replaced twice within months on the Honda a few years ago. The first time was for sand pitting and then, a couple of months later, it caught a rock that bounced up off the highway.:(

Rob
 
We have State Farm and have $0 deductible on glass. $0 on comprehensive. $100 on collision.
 
I have Kemper insurance on my vehicles and have a zero deductible on comprehensive. Comprehensive covers things like road debris damaging a windshield, or body damage from a deer.

I am not sure if a rear window being damaged like that falls under comprehensive or if that would be collision. In my case, I have a $500 collision deductible. One thing I learned first hand, I was denied a collision claim when my wife backed her car into my car. The reason was that I could not make a collision claim against myself. Please keep us posted as to how this plays out; interesting situation.
 
USAA still has the $50 deductible on windshields - which is a good thing since we had to have the windshield replaced twice within months on the Honda a few years ago. The first time was for sand pitting and then, a couple of months later, it caught a rock that bounced up off the highway.:(

Rob

I had a jeep that USAA replaced the glass 5 times, I owned the jeep 8 years.Jeeps are rock magnets with the upright windshield.
All my claims were comprehensive but I wasn't towing.
 

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