twinwashbrewing
Member
Just thought I would share my experience from an accident. My wife and I started our summer trip out with an accident in May near Redding CA. While driving on a two lane highway a mini van tried to cross the road and stopped directly in our path. We had no time to brake. All I could do was swerve to the right to avoid hitting on coming traffic. The speed limit was 55 and I was traveling about 45. I hit the front right of the van and was deflected into a telephone pole and ditch. Came to a full stop about 200' later. No injuries to either party and the van driver was 100% at fault. We have a 2022 395MS and were towing with a 2021 3500 Duramax SRW (I don't need any input on weight limits for this combo that's another thread ) The B&W Companion (24,000# model) sheared off the bolts allowing the camper to hit the cab and tail of the truck. The turnover insert and pin held with no issues. Truck was totaled and the camper is being repaired. It may not look like much to the camper but the repairs are around $34K. On the inside it just looked like a hard stop. Couple cabinets open etc. Our two motorcycles in the garage and washer/dryer did not move at all. Considering I was only doing 45 mph and did not make an immediate stop I was surprised the hitch failed. Luckily we are fully insured as the other driver only had the state minimum and it did not cover the totaled truck and damage to the camper. I just wanted to share as another example of you cannot be prepared for everything and be sure to carry enough insurance coverage!
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